Although it may be overstated, there is a lot of truth to people ruining their credit score due to missing payments and paying their credit card bills late. The fees can pile up and the interest rates can grow before you know it, and after a while you wont even be able to pay the minimum amount of payment. If you dont do something fast - it could be the beginning of the end.
To make sure this dont happen to you, you should always pay your bill on time, and always avoid missing a payment. Sometimes, it can be hard to make your...